“I uploaded my CAS expecting a sales pitch. I got a 14-page report explaining exactly what I was getting wrong. That kind of honesty is rare.”
PM
Priya Mehta
Senior Product Manager, Gurugram
A personal wealth operating system
Where thoughtful investing meets long-term goals.
Personalised wealth planning designed around your goals, risk profile and long-term journey.
Upload your CAS securely and get portfolio insights in seconds.
AMFI-registered MFD · ARN-243950256-bit TLS · ISO 27001 certifiedNo fee from you · AMC pays standard commission
Trusted across Bhubaneswar
All over India and outside India
100 Cr+
Assets under management
1500+
Investors served
4.9/5
Google Reviews (320+)
2022
In wealth management
Begin anywhere
Six possibilities to begin building your future.
No account required. Explore, assess and discover what fits your life. Your wealth partner steps in only when you are ready.
2 minutes
Discover your
investor personality
A short reflection to understand your risk appetite and ideal allocation.
Goal planner
Plan your
financial goals
Retirement, your child's future or a new home. See what it really takes.
Free analysis
CAS upload
Analyse your
existing portfolio
Upload your CAMS or KFintech statement for an instant health report. Encrypted in transit, deleted on request.
By NRJ FINANCIAL SERVICES
Explore curated
investment baskets
Hand-built portfolios for every life stage, risk profile and ambition.
Up to 9.5% p.a.
Compare
fixed deposit rates
Bank and corporate FDs side-by-side, with senior citizen and monthly payouts.
Free
Talk to a partner
Book a free
consultation
Sit down with a NRJ FINANCIAL SERVICES partner to map your goals, risk and next steps. No obligation.
Goal planning
Thoughtful investing. Purposeful wealth.
Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.
- Inflation-adjusted projectionsSee tomorrow's price tag in today's terms.
- Scenario calculatorsIllustrative outcomes across market assumptions, for education rather than advice.
- Periodic reviews with your partnerA NRJ partner walks you through progress on your schedule.
Illustrative example
Retirement
Comfortable retirement at 65
26 years remaining · ₹ 55,000/mo lifestyle
26%
on track
₹ 78 L investedTarget ₹ 3 Cr
Child education
Khushi's higher studies
18 years · MBA in the Ireland
23%
on track
₹ 1.15 Cr investedTarget ₹ 5 Cr
House purchase
Dream home in Bhubaneswar
7 years · 5 BHK · ₹ 2 Cr
32%
on track
₹ 64 L investedTarget ₹ 2 Cr
Pramod Kumar Nanda
Founder · Chartered Accountant · 30 years
We listen first, then plan with you for the long term.
1500+
Families served
₹ 100 Cr
AUM distributed
4.9
Avg rating
AMFI · ARN-243950
A partner, not an algorithm
Your goals are personal.
Your investment approach should be too.
With over 30 years of expertise in Tax Advisory, Legal Services, and Estate & Legacy Planning, we have earned the trust of more than 5,000 clients. Beyond mutual fund distribution, we provide comprehensive value-added advisory services at no additional cost to investors. All services are delivered digitally, seamlessly, and securely � anytime, anywhere � without physical presence or geographical limitations, and without any additional cost to the investor.
Chat anytime
Direct line on WhatsApp & email
Video reviews
Quarterly portfolio walkthroughs
Tax-efficient selection
ELSS, ELSS step-ups, capital-gains aware switches
Long-horizon planning
SIPs and goals across multiple life stages
What investors say
Beyond transactions. Built for the long term.
Individual experiences. Outcomes vary based on personal circumstances, time horizon and market conditions.
“The goal planner showed me I was 6 years behind on retirement. Lorem and I rebuilt my SIPs in a single afternoon. Slept better that night.”
AK
Arjun Khanna
Cardiologist, New Delhi
“Everything in one place: mutual funds, FDs, ELSS, and a partner who picks up the phone. The clarity is what got me to start.”
VS
Vikram Sethi
Founder, Noida
“I uploaded my CAS expecting a sales pitch. I got a 14-page report explaining exactly what I was getting wrong. That kind of honesty is rare.”
PM
Priya Mehta
Senior Product Manager, Gurugram
Our story
Over a decade of helping investors
build wealth.
At NRJ Financial Services, we are a committed, experienced, and qualified team of professionals driven by a single purpose to provide a comprehensive platform for complete financial products and services. Our offerings span investment planning, tax management, retirement planning, personal finance management, estate & legacy planning, and risk management through insurance planning. Our journey in financial services formally began in 2021, post the Covid-19 pandemic a period when dependable financial guidance was needed more than ever. Since then, we have been privileged to earn the trust and confidence of 1,500+ customers who have partnered with us in their financial growth. We have successfully executed investments worth ₹100+ crores within a span of less than four years. Furthermore, all surplus generated, after meeting present and future committed expenses and tax liabilities, is fully dedicated to charitable initiatives for the general public.
2022
Founded in Bhubaneswar
1500+
Families served
100 Cr +
AUM distributed
10 yrs
Average client tenure 7+
What we stand for
Suitability before sales
We help you choose schemes that fit your goals and risk — not the ones that pay us most.
Total transparency
Clear disclosures, jargon-free reviews and no surprises.
Built for the long run
We plan in decades and stay your partner through every market cycle.
“We measure our journey by yours—by how much closer you are to the goals that matter to you.”
PRAMOD KUMAR NANDA
Founder · Chartered Accountant
Recognition
A reputation built on trust and experience.
A few moments we are proud of. We work for outcomes, not trophies — but it is nice to be noticed.
2025
Top MFD — North Region
AMFI Distributor Excellence, by net SIP inflows.
2024
Best Client Retention
Recognised for 96% annual client retention.
2023
SIP Champion of the Year
By a leading AMC, for systematic-investing growth.
2022
Rising Distributor
Karnataka chapter, early-growth recognition.
As featured & partnered with
AMFIBSE StAR MFCafemutualMoney ControlMintET Wealth
NRJ FINANCIAL SERVICES on mobile
Your whole portfolio,
in your pocket.
Track every fund, start or pause SIPs, review goal progress and chat with your wealth partner — all from one secure app. Built for India, with UPI autopay and instant statements.
Biometric login
UPI autopay
Smart alerts
4.8 average
Good evening
Anjali
Total portfolio
₹ 18,42,650
+14.2% all time
Funds
Goals
Chat
Retirement68%
Child education41%
Start in 2 minutes
Your wealth journey
begins with a single, honest question.
What do you really want from your money? Take our investor personality assessment. No email required to start.
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